Our Welfare Benefits

Comprehensive financial support and welfare assistance for all registered members.

Emergency

Medical Assistance

Financial support for medical bills, hospitalisation, surgeries, and treatment costs for members and their immediate family.

Up to ?10,000 per claim
Up to 24 hours
Active members (at least 12 months)
Apply for This Benefit
Welfare

Bereavement Support

Compassionate grants during times of loss, covering funerary expenses for members or immediate family members.

Up to ?20,000
Up to 24 hours
All active members
Apply for This Benefit
Education

Education Support

Annual bursary for members' children in primary, secondary, or tertiary education, and for professional development programmes.

As on the bill
Up to 24 hours
Active members (at least 12 months)
Apply for This Benefit
Emergency

Emergency Loan

Quick-access emergency loans for urgent financial needs, repayable over 3–12 months via payroll deduction.

Up to ?10,000
Up to 24 hours
Active members (at least 12 months)
Apply for This Benefit
Financial

Long Term Loan

Extended repayment period loans for major financial needs and long-term projects.

Up to ?20,000
Up to 24 hours
Members (at least 12 months)
Apply for This Benefit
Financial

Vehicle Loan

Vehicle acquisition loans to improve members' transportation and quality of life.

Up to ?100,000
Up to 24 hours
Members (at least 12 months)
Apply for This Benefit
Financial

Construction Loan

Loans to assist members with building, renovation, or home improvement projects.

Up to ?200,000
Up to 24 hours
Members (at least 12 months)
Apply for This Benefit
Financial

Group Loans

Seasonal and special occasion loans including Christmas Loan, Easter Loan, Chairman Loan, and others.

Varies by loan type
Up to 24 hours
Active members
Apply for This Benefit
Welfare

Maternity / Paternity Grant

A congratulatory grant for members welcoming a new child, to assist with associated costs.

Varies
Up to 24 hours
All active members
Apply for This Benefit
Education

Professional Development Grant

Financial support for professional certifications, trainings, and conferences relevant to the member's career growth.

Varies
Up to 24 hours
Active members (at least 12 months)
Apply for This Benefit

Benefits at a Glance

BenefitCategoryMax AmountProcessing TimeMin. Membership
Medical AssistanceEmergency?10,000Up to 24 hoursAt least 12 months
Bereavement SupportWelfare?20,000Up to 24 hoursNone
Education SupportEducationAs on the billUp to 24 hoursAt least 12 months
Emergency LoanEmergency?10,000Up to 24 hoursAt least 12 months
Long Term LoanFinancial?20,000Up to 24 hoursAt least 12 months
Vehicle LoanFinancial?100,000Up to 24 hoursAt least 12 months
Construction LoanFinancial?200,000Up to 24 hoursAt least 12 months
Group LoansFinancialVariesUp to 24 hoursActive
Maternity/Paternity GrantWelfareVariesUp to 24 hoursNone
Professional Dev. GrantEducationVariesUp to 24 hoursAt least 12 months

How to Apply for a Benefit

1

Login

Log in to your Member Portal using your Employee ID and password.

2

Select Benefit

Choose the benefit category you are applying for from the available list.

3

Submit Documents

Upload the required supporting documents for your chosen benefit.

4

Track Status

Track your application status in real time from your dashboard.

Not Yet a Member?

Join the RMU Staff Welfare Fund to access all these benefits and more.