Our history, mission, and commitment to every member.
To provide accessible, equitable, and transparent welfare support to all registered staff members, ensuring financial security and peace of mind for members and their families during times of need.
To be the most trusted, member-focused welfare cooperative in Ghana – a scheme where every member feels genuinely supported, valued, and heard in every aspect of their welfare journey.
The RMU Staff Welfare Fund was founded in 2001 by a small group of dedicated employees who recognised the need for a structured, member-driven welfare fund. What began as a grassroots initiative has grown into one of the most reputable staff welfare cooperatives in Ghana.
Over the years, we have grown our total assets to GHC 6 million, onboarded 186+ active members, and expanded our benefit categories. Every decision we make is guided by our Constitution and our unwavering commitment to our members.
RSWF was established by 42 founding members with three core benefit categories: medical, bereavement, and emergency loans.
Membership grew to 500+. Education bursary and emergency loan benefits were introduced.
A formal Constitution was ratified at the Annual General Meeting, establishing governance structures and member rights.
Online application portal launched. Processing time reduced from 21 days to under 10 days for most applications.
186+ active members, GHC 6M+ in total assets, 15+ benefit categories. Stronger than ever.
We operate with complete honesty and transparency in all member-facing and administrative activities.
All financial records, contribution accounts, and disbursement decisions are open to scrutiny by members.
We approach every welfare request with empathy, understanding that members reach out during their most vulnerable moments.
Benefits are allocated using clear, transparent criteria that apply equally to every member regardless of seniority.
We foster a sense of belonging and mutual support among all members of the Scheme.
We continuously improve our processes, benefits, and member experience to deliver world-class welfare services.
Dedicated leaders committed to serving our members with integrity and excellence.
Oversees the strategic direction and governance of the Fund.
Manages administrative operations and member communications.
Oversees financial management and member contributions.
Supports welfare operations and member services.
Contributes to strategic planning and member support.
The Scheme is governed by a ratified Constitution that outlines the rights and obligations of all members, the procedures for benefit applications, and the structure of the Board of Trustees.
All financial decisions are subject to Board approval and periodic review by an independent auditor. Members have the right to access audited accounts at any time.
7-member Board
Independent auditors
Annual General Meeting
Version 3.0 (2024)
Apply for membership today and gain access to all the welfare benefits the Scheme has to offer.